Contributed by MACCA Marketing Manager Jamie Tanner
On Wednesday, May 1, 2024, the Manatee Air Conditioning Contractors Association (MACCA) and the Southwest Florida Plumbing, Heating, Cooling Contractors Association (SWFL PHCC) hosted an enlightening dinner meeting focusing on mold remediation at the EVEN Hotel Sarasota Lakewood Ranch.
The panel discussion delved into insurance coverage, legal perspectives, and remediation strategies. Attendees had the opportunity to engage with industry experts and gain valuable insights into protecting their companies in the event of mold-related issues.
The panel featured distinguished speakers including Moderator Josh Helmuth, Partner at Commercial Risk BKS Partners; Steve McCommon, Senior Associate at Adams and Reese Law; Nicholas Richardson, Attorney specializing in Insurance Coverage at Segal McCambridge; and Clint Wesley, Certified Mold Remediator at Wrightway Emergency Services.
Some of the topics covered were:
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- Legal perspectives on mold and pollution decisions
- Understanding the rights of involved parties: homeowners and contractors
- Insurance carrier perspectives on mold and fungi
- Ethical business practices and what to watch out for
- Steps to follow when there is an allegation of mold
- Remediation and mitigating loss in the event of an occurrence
- Insurance purchase versus self-insurance strategy
- Assignment of benefits and referral processes
- Defense versus indemnification obligation of insurers when exclusionary language is present
- The responsibility of insurers in determining loss if mold is alleged
- The prevalence of self-funded cases versus insurer-funded cases
For more information about future events and membership opportunities, please visit macca.us.
